Unlawful Debt Collection by Text Message

Should a debt collection agency be permitted to send you a text message demanding payment or telling you to “call about an important matter”? The Federal Trade Commission says “No” because text messages like this don’t communicate the important consumer rights language required by such communications and consumers often have to pay for text messages.

Professor Anita Ramasastry, University of Washington Law Foundation, writes about this FTC enforcement action and why this practice should be prohibited in her post on Verdict, a Justia.com blog, at http://verdict.justia.com/2013/10/22/debt-collecting-text.